Tuesday, September 15, 2020

Essaytyper

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Some agencies concentrate on highly particular courses such as historical past or literature, but you need to search for a staff that may cowl a broad scope of topics. Versatility is essential since you are prone to write about all kinds of matters all through school and faculty years. Deciding the question Who will write me an essay is one factor, but finding the right person to do the job for you is totally completely different. You must undertake a collection of steps so as to make a great choice, so let’s focus on each stage separately.

Essaytyper

Essaytyper This set out a sample for the numbers of actions within the symphony, and for the overall structure of writing inside every movement. The continued recognition of their work right now shows that they clearly managed to realize loads of curiosity and selection inside that fundamental construction. The value might be calculated relying on the number of pages, deadline, sort of paper, and academic degree. You are welcome to make use of the worth calculator on our web page or contact the Support Team to get an estimate. Can you think about how many hours you must spend on a literature evaluate in your study? Ordering from an onlineservice, you possibly can lastly have a while for other subjects or essential chores. If you select the enhancing choice, it means your essay might be modified up to 30%. The rewriting possibility means that your piece of writing might be modified as much as 70%. So, if you want your essay to be improved in larger amounts, you have to select the rewriting option. After all, even a nicely-written custom paper gained’t mean anything should you fail to fulfill deadlines. Therefore, it is quintessential to hire authors who assure to ship you the document on time. This goes with out saying, however it's essential to emphasize the value of customer service and responsiveness. Professional authors should always be at your disposal and able to react 24/7. They shall be studying and marking many, many scholar essays. If you make your argument exhausting to comply with, in order that they should re-read a paragraph to try to make sense of what you've written, you will cause irritation, and make their job slower. Realistically, it is possible that they may even resolve to not make that effort. It is your task to present your argument in a way that your viewers can follow; it is not your viewers’s job to launch an investigation to detect the factors you are attempting to make. The composers Haydn and Mozart, working in the 18th century, tended to write down symphonies to suit reliably and intently inside what was called ‘symphonic form’. Without a doubt, a dissertation is among the most necessary and hard-to-write papers. But we're in a position to raise this enormous burden from your shoulders by crafting a thoroughly researched and nicely-written dissertation for you. We are able to not only craft a paper for you from scratch but in addition that will help you with the present one. If you have to improve your paper or obtain a excessive-quality proofreading service or solve any of the similar issues, don’t hesitate to turn to us for help. Another element you don’t want to overlook is the ability of a delegated creator to fulfill deadlines. 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Some agencies concentrate on highly particular courses such as historical past or literature, but you need to search for a staff that may cowl a broad scope of topics. Versatility is essential since you are prone to write about all kinds of matters all through school and faculty years. Deciding the question Who will write me an essay is one factor, but finding the right person to do the job for you is totally completely different. You must undertake a collection of steps so as to make a great choice, so let’s focus on each stage separately.

Friday, September 11, 2020

Essay Writing Service

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Wednesday, September 2, 2020

Pay For Essays Online

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Friday, August 28, 2020

How To Write The Carnegie Mellon University Essays 2020

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Wednesday, August 26, 2020

Get Help From College Paper Writing Service For Your Essay Paper

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Get Help From College Paper Writing Service For Your Essay Paper

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Get Help From College Paper Writing Service For Your Essay Paper

Get Help From College Paper Writing Service For Your Essay Paper We supply a complete solution for any pupil who needs writing help. We put lots of effort into constructing good relationships with our clients so we don’t need them to overpay. Instead, we provide an opportunity to obtain top-notch assignments at an affordable worth. Our VIP Customer Support is not the one distinctive feature you can order. There are additionally other extras meant for college students with completely different wants. For instance, you possibly can order an Abstract that will briefly summarize the principle ideas of your paper. If there are a number of days available, order a brand new essay for cheap stress-free. If it bothers you, we wish to give you another solution. If you don’t wish to get into writer’s block, then you must rent a professional essay writer that will help you out. All writers are open to speaking with you at any time in case you have questions or further instructions. Our writers are professionals in the respective disciplines. We really value and tackle-board customer feedback. It helps us be taught and grow, which broadly impacts future orders. If you have any concerns, take a look at our critiques page - to seek out out what clients have mentioned about this paper writing service. Unsatisfied clients are entitled to free evaluations and rewrites up to 30 days. Every grievance shall be thought of and acted upon. We solely want what’s greatest for our customer's properly-being. Satisfaction is taken very significantly with our paper writing service. Every academic scholar has several years of expertise within the essay writing business, in addition to being absolutely qualified. If you’re uninterested in the boring lectures from your professor, then subscribe to our YouTube channel. Give custom writing a try to you’ll by no means need to go back to doing papers by yourself. Check out a few of the main perks of utilizing our service. Thinking exterior the box pays off with more free time and above-average grades. A personal author in your educational area will draw up a brand new essay for you inside an hour. Here, we explore every thing associated to essay writing in a easy and simple to know method. We have an absolutely outstanding plagiarism checker, which all of our writers are obliged to make use of. What’s more, our Quality Assurance Team checks every web page of content earlier than it's despatched to you. Just hold an easy attitude to your project if you order it at EssayPro. Look over the writers’ ratings, success ranking, and the suggestions left by other college students. You can even order a plagiarism report and obtain a PDF document that proves the paper’s originality. There are additionally extras such as a top level view, reference record, and desk of contents. Every writer takes on those tasks that match their educational background and data. Only professional academic authors, each holding a Master’s or Doctorate diploma in a subject area that you just want. Paying for your essay is all the time secure and confidential. In addition, you can use an online service such as Discover to pay in your paper. Recruit a educated author in your matter who’ll do the duty for you right now. For those that are in search of critiques of our service, we've EssayPro reviews web page in-app. Take a stroll across the critiques our shoppers have left us relating to the work and expertise they've had. To write such texts, we offer you the business-leading academic authors in your subject field. You can rely on our paper writing service to attract up for you a brand new, 100% genuine composition based mostly on your initial directions. The similarity report will vary between inexperienced and blue. For all the students having final-minute orders, we guarantee to put in writing your essay in 1 hour when you’re in a rut. A larger analysis paper could possibly be prepared in a single day.

Saturday, May 30, 2020

2012 Plan Performance Rankings Q3

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of September 30, 2012. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 23.44 2 Alaska University of Alaska College Savings Plan 24.30 3 South Dakota CollegeAccess 529 (Direct-sold) 24.97 4 New York New York's 529 College Savings Program -- Direct Plan 32.20 5 West Virginia SMART529 WV Direct 32.48 6 Maryland College Savings Plans of Maryland -- College Investment Plan 35.65 7 Maine NextGen College Investing Plan -- Client Direct Series 35.68 8 Michigan Michigan Education Savings Program 37.20 9 District of Columbia DC 529 College Savings Program (Direct-sold) 38.36 10 Oklahoma Oklahoma College Savings Plan 39.88 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 28.42 2 Michigan Michigan Education Savings Program 28.46 3 New York New York's 529 College Savings Program -- Direct Plan 28.56 4 Alaska University of Alaska College Savings Plan 28.61 5 Pennsylvania Pennsylvania 529 Investment Plan 32.05 6 South Dakota CollegeAccess 529 (Direct-sold) 32.76 7 Maryland College Savings Plans of Maryland -- College Investment Plan 35.54 8 Minnesota Minnesota College Savings Plan 35.65 9 Oklahoma Oklahoma College Savings Plan 35.90 10 Florida Florida College Investment Plan 37.63 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Florida Florida College Investment Plan 16.16 2 Nevada USAA 529 College Savings Plan 20.06 3 Utah Utah Educational Savings Plan (UESP) Trust 25.93 4 Pennsylvania Pennsylvania 529 Investment Plan 30.94 5 New York New York's 529 College Savings Program -- Direct Plan 31.09 6 Kansas Schwab 529 College Savings Plan 31.52 7 Michigan Michigan Education Savings Program 31.65 8 Georgia Path2College 529 Plan 32.82 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 35.18 10 Iowa College Savings Iowa 36.80 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 17.66 2 Alaska University of Alaska College Savings Plan 25.43 3 Maryland College Savings Plans of Maryland -- College Investment Plan 32.56 4 Louisiana START Saving Program 35.04 5 Virginia Virginia Education Savings Trust (VEST) 39.87 6 Iowa College Savings Iowa 43.63 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 55.83 8 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 58.52 9 Delaware Delaware College Investment Plan 71.47 10 New Hampshire UNIQUE College Investing Plan 73.28 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of September 30, 2012. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 23.44 2 Alaska University of Alaska College Savings Plan 24.30 3 South Dakota CollegeAccess 529 (Direct-sold) 24.97 4 New York New York's 529 College Savings Program -- Direct Plan 32.20 5 West Virginia SMART529 WV Direct 32.48 6 Maryland College Savings Plans of Maryland -- College Investment Plan 35.65 7 Maine NextGen College Investing Plan -- Client Direct Series 35.68 8 Michigan Michigan Education Savings Program 37.20 9 District of Columbia DC 529 College Savings Program (Direct-sold) 38.36 10 Oklahoma Oklahoma College Savings Plan 39.88 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 28.42 2 Michigan Michigan Education Savings Program 28.46 3 New York New York's 529 College Savings Program -- Direct Plan 28.56 4 Alaska University of Alaska College Savings Plan 28.61 5 Pennsylvania Pennsylvania 529 Investment Plan 32.05 6 South Dakota CollegeAccess 529 (Direct-sold) 32.76 7 Maryland College Savings Plans of Maryland -- College Investment Plan 35.54 8 Minnesota Minnesota College Savings Plan 35.65 9 Oklahoma Oklahoma College Savings Plan 35.90 10 Florida Florida College Investment Plan 37.63 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Florida Florida College Investment Plan 16.16 2 Nevada USAA 529 College Savings Plan 20.06 3 Utah Utah Educational Savings Plan (UESP) Trust 25.93 4 Pennsylvania Pennsylvania 529 Investment Plan 30.94 5 New York New York's 529 College Savings Program -- Direct Plan 31.09 6 Kansas Schwab 529 College Savings Plan 31.52 7 Michigan Michigan Education Savings Program 31.65 8 Georgia Path2College 529 Plan 32.82 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 35.18 10 Iowa College Savings Iowa 36.80 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 17.66 2 Alaska University of Alaska College Savings Plan 25.43 3 Maryland College Savings Plans of Maryland -- College Investment Plan 32.56 4 Louisiana START Saving Program 35.04 5 Virginia Virginia Education Savings Trust (VEST) 39.87 6 Iowa College Savings Iowa 43.63 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 55.83 8 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 58.52 9 Delaware Delaware College Investment Plan 71.47 10 New Hampshire UNIQUE College Investing Plan 73.28 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. 2012 Plan Performance Rankings Q3 Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of September 30, 2012. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 23.44 2 Alaska University of Alaska College Savings Plan 24.30 3 South Dakota CollegeAccess 529 (Direct-sold) 24.97 4 New York New York's 529 College Savings Program -- Direct Plan 32.20 5 West Virginia SMART529 WV Direct 32.48 6 Maryland College Savings Plans of Maryland -- College Investment Plan 35.65 7 Maine NextGen College Investing Plan -- Client Direct Series 35.68 8 Michigan Michigan Education Savings Program 37.20 9 District of Columbia DC 529 College Savings Program (Direct-sold) 38.36 10 Oklahoma Oklahoma College Savings Plan 39.88 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 28.42 2 Michigan Michigan Education Savings Program 28.46 3 New York New York's 529 College Savings Program -- Direct Plan 28.56 4 Alaska University of Alaska College Savings Plan 28.61 5 Pennsylvania Pennsylvania 529 Investment Plan 32.05 6 South Dakota CollegeAccess 529 (Direct-sold) 32.76 7 Maryland College Savings Plans of Maryland -- College Investment Plan 35.54 8 Minnesota Minnesota College Savings Plan 35.65 9 Oklahoma Oklahoma College Savings Plan 35.90 10 Florida Florida College Investment Plan 37.63 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Florida Florida College Investment Plan 16.16 2 Nevada USAA 529 College Savings Plan 20.06 3 Utah Utah Educational Savings Plan (UESP) Trust 25.93 4 Pennsylvania Pennsylvania 529 Investment Plan 30.94 5 New York New York's 529 College Savings Program -- Direct Plan 31.09 6 Kansas Schwab 529 College Savings Plan 31.52 7 Michigan Michigan Education Savings Program 31.65 8 Georgia Path2College 529 Plan 32.82 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 35.18 10 Iowa College Savings Iowa 36.80 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 17.66 2 Alaska University of Alaska College Savings Plan 25.43 3 Maryland College Savings Plans of Maryland -- College Investment Plan 32.56 4 Louisiana START Saving Program 35.04 5 Virginia Virginia Education Savings Trust (VEST) 39.87 6 Iowa College Savings Iowa 43.63 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 55.83 8 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 58.52 9 Delaware Delaware College Investment Plan 71.47 10 New Hampshire UNIQUE College Investing Plan 73.28 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of September 30, 2012. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 23.44 2 Alaska University of Alaska College Savings Plan 24.30 3 South Dakota CollegeAccess 529 (Direct-sold) 24.97 4 New York New York's 529 College Savings Program -- Direct Plan 32.20 5 West Virginia SMART529 WV Direct 32.48 6 Maryland College Savings Plans of Maryland -- College Investment Plan 35.65 7 Maine NextGen College Investing Plan -- Client Direct Series 35.68 8 Michigan Michigan Education Savings Program 37.20 9 District of Columbia DC 529 College Savings Program (Direct-sold) 38.36 10 Oklahoma Oklahoma College Savings Plan 39.88 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 28.42 2 Michigan Michigan Education Savings Program 28.46 3 New York New York's 529 College Savings Program -- Direct Plan 28.56 4 Alaska University of Alaska College Savings Plan 28.61 5 Pennsylvania Pennsylvania 529 Investment Plan 32.05 6 South Dakota CollegeAccess 529 (Direct-sold) 32.76 7 Maryland College Savings Plans of Maryland -- College Investment Plan 35.54 8 Minnesota Minnesota College Savings Plan 35.65 9 Oklahoma Oklahoma College Savings Plan 35.90 10 Florida Florida College Investment Plan 37.63 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Florida Florida College Investment Plan 16.16 2 Nevada USAA 529 College Savings Plan 20.06 3 Utah Utah Educational Savings Plan (UESP) Trust 25.93 4 Pennsylvania Pennsylvania 529 Investment Plan 30.94 5 New York New York's 529 College Savings Program -- Direct Plan 31.09 6 Kansas Schwab 529 College Savings Plan 31.52 7 Michigan Michigan Education Savings Program 31.65 8 Georgia Path2College 529 Plan 32.82 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 35.18 10 Iowa College Savings Iowa 36.80 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 17.66 2 Alaska University of Alaska College Savings Plan 25.43 3 Maryland College Savings Plans of Maryland -- College Investment Plan 32.56 4 Louisiana START Saving Program 35.04 5 Virginia Virginia Education Savings Trust (VEST) 39.87 6 Iowa College Savings Iowa 43.63 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 55.83 8 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 58.52 9 Delaware Delaware College Investment Plan 71.47 10 New Hampshire UNIQUE College Investing Plan 73.28 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. 2012 Plan Performance Rankings Q3 Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of September 30, 2012. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 23.44 2 Alaska University of Alaska College Savings Plan 24.30 3 South Dakota CollegeAccess 529 (Direct-sold) 24.97 4 New York New York's 529 College Savings Program -- Direct Plan 32.20 5 West Virginia SMART529 WV Direct 32.48 6 Maryland College Savings Plans of Maryland -- College Investment Plan 35.65 7 Maine NextGen College Investing Plan -- Client Direct Series 35.68 8 Michigan Michigan Education Savings Program 37.20 9 District of Columbia DC 529 College Savings Program (Direct-sold) 38.36 10 Oklahoma Oklahoma College Savings Plan 39.88 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 28.42 2 Michigan Michigan Education Savings Program 28.46 3 New York New York's 529 College Savings Program -- Direct Plan 28.56 4 Alaska University of Alaska College Savings Plan 28.61 5 Pennsylvania Pennsylvania 529 Investment Plan 32.05 6 South Dakota CollegeAccess 529 (Direct-sold) 32.76 7 Maryland College Savings Plans of Maryland -- College Investment Plan 35.54 8 Minnesota Minnesota College Savings Plan 35.65 9 Oklahoma Oklahoma College Savings Plan 35.90 10 Florida Florida College Investment Plan 37.63 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Florida Florida College Investment Plan 16.16 2 Nevada USAA 529 College Savings Plan 20.06 3 Utah Utah Educational Savings Plan (UESP) Trust 25.93 4 Pennsylvania Pennsylvania 529 Investment Plan 30.94 5 New York New York's 529 College Savings Program -- Direct Plan 31.09 6 Kansas Schwab 529 College Savings Plan 31.52 7 Michigan Michigan Education Savings Program 31.65 8 Georgia Path2College 529 Plan 32.82 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 35.18 10 Iowa College Savings Iowa 36.80 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 17.66 2 Alaska University of Alaska College Savings Plan 25.43 3 Maryland College Savings Plans of Maryland -- College Investment Plan 32.56 4 Louisiana START Saving Program 35.04 5 Virginia Virginia Education Savings Trust (VEST) 39.87 6 Iowa College Savings Iowa 43.63 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 55.83 8 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 58.52 9 Delaware Delaware College Investment Plan 71.47 10 New Hampshire UNIQUE College Investing Plan 73.28 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The lower the "percentile," the better the ranking. For more details on our methodology. Here are our 529 performance rankings as of September 30, 2012. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 23.44 2 Alaska University of Alaska College Savings Plan 24.30 3 South Dakota CollegeAccess 529 (Direct-sold) 24.97 4 New York New York's 529 College Savings Program -- Direct Plan 32.20 5 West Virginia SMART529 WV Direct 32.48 6 Maryland College Savings Plans of Maryland -- College Investment Plan 35.65 7 Maine NextGen College Investing Plan -- Client Direct Series 35.68 8 Michigan Michigan Education Savings Program 37.20 9 District of Columbia DC 529 College Savings Program (Direct-sold) 38.36 10 Oklahoma Oklahoma College Savings Plan 39.88 See the full list of one-year direct-sold rankings. Three-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 28.42 2 Michigan Michigan Education Savings Program 28.46 3 New York New York's 529 College Savings Program -- Direct Plan 28.56 4 Alaska University of Alaska College Savings Plan 28.61 5 Pennsylvania Pennsylvania 529 Investment Plan 32.05 6 South Dakota CollegeAccess 529 (Direct-sold) 32.76 7 Maryland College Savings Plans of Maryland -- College Investment Plan 35.54 8 Minnesota Minnesota College Savings Plan 35.65 9 Oklahoma Oklahoma College Savings Plan 35.90 10 Florida Florida College Investment Plan 37.63 See the full list of three-year direct-sold rankings. Five-year performance ranking Rank State Plan Percentile 1 Florida Florida College Investment Plan 16.16 2 Nevada USAA 529 College Savings Plan 20.06 3 Utah Utah Educational Savings Plan (UESP) Trust 25.93 4 Pennsylvania Pennsylvania 529 Investment Plan 30.94 5 New York New York's 529 College Savings Program -- Direct Plan 31.09 6 Kansas Schwab 529 College Savings Plan 31.52 7 Michigan Michigan Education Savings Program 31.65 8 Georgia Path2College 529 Plan 32.82 9 Ohio Ohio CollegeAdvantage 529 Savings Plan 35.18 10 Iowa College Savings Iowa 36.80 See the full list of five-year direct-sold rankings. Ten-year performance ranking Rank State Plan Percentile 1 Alaska T. Rowe Price College Savings Plan 17.66 2 Alaska University of Alaska College Savings Plan 25.43 3 Maryland College Savings Plans of Maryland -- College Investment Plan 32.56 4 Louisiana START Saving Program 35.04 5 Virginia Virginia Education Savings Trust (VEST) 39.87 6 Iowa College Savings Iowa 43.63 7 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 55.83 8 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 58.52 9 Delaware Delaware College Investment Plan 71.47 10 New Hampshire UNIQUE College Investing Plan 73.28 See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold and five-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool.

Saturday, May 16, 2020

Who Are the Kachin People

The Kachin people of Burma and southwestern China are a collection of several tribes with similar languages and social structures. Â  Also known as the Jinghpaw Wunpawng or the Singpho, the Kachin people today number around 1 million in Burma (Myanmar) and around 150,000 in China. Â  Some Jinghpaw also live in the Arunachal Pradesh state of India. Â  In addition, thousands of Kachin refugees have sought asylum in Malaysia and Thailand following a bitter guerrilla war between the Kachin Independence Army (KIA) and the government of Myanmar. In Burma, Kachin sources say that they are divided into six tribes, called the Jinghpaw, Lisu, Zaiwa, Lhaovo, Rawang, and Lachid. Â  However, the government of Myanmar recognizes twelve different ethnic nationalities within the major ethnicity of Kachin - perhaps in a bid to divide and rule this large and often war-like minority population. Historically, the Kachin peoples ancestors originated on the Tibetan Plateau, and migrated south, reaching what is now Myanmar probably only during the 1400s or 1500s CE. Â  They originally had an animist belief system, which also featured ancestor worship. Â  However, as early as the 1860s, British and American Christian missionaries began working in Kachin areas of Upper Burma and India, trying to convert the Kachin to Baptism and other Protestant faiths. Â  Today, nearly all Kachin people in Burma self-identify as Christians. Â  Some sources give the percentage of Christians as being up to 99 percent of the population. Â  This is another aspect of modern Kachin culture that places them at odds with the Buddhist majority in Myanmar. Despite their adherence to Christianity, most Kachin continue to observe pre-Christian holidays and rituals, which have been repurposed as folkloric celebrations. Â  Many also continue to carry out daily rituals to appease the spirits that reside in nature, to request good fortune in planting crops or waging war, among other things. Anthropologists note that the Kachin people are well known for several skills or attributes. Â  They are very disciplined fighters, a fact that the British colonial government took advantage of when it recruited large numbers of Kachin men into the colonial army. Â  They also have impressive knowledge of key skills such as jungle survival and herbal healing using local plant materials. Â  On the peaceful side of things, the Kachin are also famous for the very intricate relations among the different clans and tribes within the ethnic group, and also for their skill as craftspersons and artisans. When the British colonizers negotiated independence for Burma in the mid-20th century, the Kachin did not have representatives at the table. Â  When Burma achieved its independence in 1948, the Kachin people got their own Kachin state, along with assurances that they would be allowed significant regional autonomy. Â  Their land is rich in natural resources, including tropical timber, gold, and jade. However, the central government proved to be more interventionist than it had promised. Â  The government meddled in Kachin affairs, while also depriving the region of development funds and leaving it dependent on raw materials production for its major income. Â  Fed up with the way things were shaking out, militant Kachin leaders formed the Kachin Independence Army (KIA) in the early 1960s, and started a guerrilla war against the government. Â  Burmese officials always alleged that the Kachin rebels were funding their movement through growing and selling illegal opium - not entirely an unlikely claim, given their position in the Golden Triangle. In any case, the war continued unrelentingly until a cease-fire was signed in 1994. Â  In recent years, fighting has flared up regularly despite repeated rounds of negotiation and multiple cease-fires. Â  Human rights activists have recorded testimony of horrific abuses of Kachin people by the Burmese, and later the Myanmar army. Â  Robbery, rape, and summary executions are among the charges leveled against the army. Â  As a result of the violence and abuses, large populations of ethnic Kachin continue to live in refugee camps in nearby Southeast Asian countries.

Wednesday, May 6, 2020

Mindful Destruction of Order in Shakespeares Othello

A delicate balance of chaos and order exists in our lives; the balance maintains itself by the very acts of human nature. In the drama Othello, the battle between good and evil creates the basic root of human nature as a whole. While at first, order exists in the lives of the Othello and Iago, through dramatic events and manipulation, the balance becomes unstable and starts to shift into chaos. Once the chaos has started, it continues a chain that continues along until the very end where the balance finally restores itself as it would in human nature. Through the inter and intra personal dialogue between Othello and Iago, a certain image of the character becomes developed because of the continued additions and changes to the character’s†¦show more content†¦Othello cannot see past what Iago has told him and he therefore trusts Iago and acts accordingly. Othello believes that Desdemona â€Å"†¦ must die, else she’ll betray more men† (5.2.6) and only then â€Å" can again thy former light restore† (5.2.9) Through the use of the metaphor of â€Å"light† Shakespeare’s indicates how Othello’s thoughts say that once the Desdemona’s light in life ends, only then can the â€Å"former light†, how life was, can return. Due to his moral virtue, he makes himself the agent of divine justice to solve the sins (Arp). At an elementary level, this can represents as a considerably the simple idea of the power of knowledge. Information holds the key to everything, while Othello does not see the need to question what he has trusted as the truth, he refuses to accept the need to wonder because of his pride. From an analytical view, Othello teaches us many things about the nature of human life. Further, Shakespeare’s usage of literary techniques and the strategies he employs are crucial to understanding not only the play, but the characters themselves. It becomes clear from Othello and its cast of characters, that human nature will always perplex human minds until the time we actually experience and understand what exactly happens between the point of believing and realizing the truth. From the play, one grasps an understanding of the crucial need to think and look at

Tuesday, May 5, 2020

Leadership and Management Commitment

Question: Discuss about the Challenges faced by the Leaders while Implementing Performance Management. Answer: Introduction In the modern times, the organisations are paying high importance to the performance management. The performance management plays a more essential role in the global organisation. The aim of the performance management in the organisation is to promote and improve the effectiveness of the employees. In the opinion of Van Dooren, Bouckaert and Halligan (2015), it is a continuous process where the managers intends to work together with the employees in order to plan, monitor and review the goals, objectives and performance of the employees. In order to understand the performance management and the issues faced by the managers while implementing the performance management program within the organisation, Wal-Mart in United States has been considered. A multinational retail corporation operates a chain of hypermarkets, discount department stores and grocery stores (Walmart.com. 2016). Wal-Mart practices performance management within the organisation in order to maintain sustainability in the international market. However, the process of performance management in Wal-Mart involves a number of challenged that the leaders in the organisation face while operating performance management program in the organisation. The impact of the organisational leadership is thus evaluated while discussing the ways in which the leaders are capable of addressing the challenges of performance management. Challenges faced by the leaders while implementing performance management In the opinion of De Waal (2013), the performance management is one of the crucial activity that the managers of the organisation carries out. Wal-Mart being a well-known company needs to manage the performance of the organization in order to sustain in the highly competitive market. Seuring and Gold (2013) argued that the challenges in operating performance management in the organisation have a number of dimensions in the business environment of todays world. Thus, it is not just enough for the managers of Wal-Mart to create focused initiatives to overcome the challenges faced by the organisation. In case of many of the competitors of Wal-Mart, schemes the remuneration has been effective in boosting up the performance of the companies. These schemes further have long-term effect on the behaviour and the culture of the organisation (Miner 2015). The types of challenge that the organisations are likely to face depend upon the types of the activities performed in the organisation, its environment and the market in which it operates. The main challenges that the managers of Wal-Mart have been facing in the workplace while trying to operate the performance management have greatly affected the overall productivity and performance. The challenges are discussed as follows: Lack of alignment: The lack of alignment id one of the toughest challenge faced by the organisation due to the different process that are being considered within the organisation during the isolation, and linking of budgeting, strategies and operational planning. The different individuals in groups carry these planning where they use various types of frameworks. Wang and Sarkis (2013) mentioned that there remains certain lacking in the alignment between the performance of the individual, department, or the organisation as a whole. Thus, the overall system is disturbed within the company. Lack of measurement: This is the challenge that the different levels of department within Wal-Mart experiences. There have been a number of scenarios where the managers had set targets but failed to put relevant measures to achieve those targets (Vaccaro et al. 2012). The managers are thus unable to collect the data to track the performance of the organisation. Leadership and management commitment: The challenges faced by the leaders or the managers of Wal-Mart have a significant impact on the organisation as it integrates and aligns the management system. The leadership and the management commitment therefore provide a comprehensive performance management system to Wal-Mart. In order to achieve the performance success, it is important for the managers and the leaders of the organisation understand the requirement of the management system and work as per the needs of the organisation (Chhokar, Brodbeck and House 2013). Managing the performance management: There is a need of disciplined framework in order to manage the performance of the organisation. As opined by Buckingham and Goodall (2015), a master plan needs to be considered that is further broken down into relevant parts and areas to ensure the maximum involvement of the employees into the organisational activities. The managers at the different level needs to have a clear idea about the various process such as the contracting, development, measurement and appraisal in order to ensure consistent application of the processes within the business. On the other hand, DeNisi and Smith (2014) mentioned that if the managers of the company considers the performance management as not just an event but also an activity that is to be managed at a daily basis, the outcome for the performance management is enhanced. Managing the poor performance: According to Schlfke, Silvi and Mller (2012), the management of poor organisational performance is a reactive action. However, Wal-Mart delays to execute the managing of the poor performance of the organisation, which makes the overall process a challenging one. Moreover, sue to lack of appropriate measurement and the collection of the required data and information, the managers often delay the management of the poor performance of the business. Ignoring Change Management in System Implementation: One of the vital parts of operating the performance management is to consider the change in the strategic management. The careful Management of resistance from the top management level is necessary. In addition to this, the key tool in managing the change is the intervention of communication into the process. The leaders of Wal-Mart needs to follow milestones and schedules and it becomes a challenge for the management. The leaders of the organisation lay a very important role in the creation of the challenges as well as addressing these challenges. Wal-Mart is no exception in this case, the managers therefore as a positive as well as negative affect the performance management of the company and thereby contributes in the organisational performance. One of the crucial roles of the managers of Wal-Mart is to recognise and reinforce the level of strong performance within the employees and thereby identify and encourage the required improvement. Addressing the challenges faced by the leaders In order to have an effective performance management process, it is important for the managers of Wal-Mart to involve all the members of the organisation to support the performance of the employees, development and ensure success. When the managers at the higher level such as the senior executives, are engaged into the organisational activities of the company, there will be higher participation rate of the employees and the lower managers that will further result in enhanced quality performance management. The effectiveness of the leaders is important in minimising the challenges faced by the organisation while operating the performance management program throughout of their operations. The solutions that can be effective used to address the challenges in the performance management system lies in the comprehensive approach that ensures alignment, planning, management of the performance system. Use of performance management system as a valuable tool: In order to address the various challenges that the managers of Wal-Mart faces, it is important for the managers to use the performance management system as a valuable tool that helps to support the development and improvement of the employees. As per the words of Cascio (2014), when the managers tend to lack interest, the employees lose interest too. Thus, the overall management of performance is hampered. Hence, the managers need to lay stress on the benefits and encourage the employees to consider the ownership of their individual performance and development. Determining appropriate schedule: the leaders of the organisation needs to conduct short, regular meetings in the organisation with the employees in order to discuss and record the milestones, success, challenges and the opportunity of Wal-Mart while operating in the highly competitive market (Garca-Morales, Jimnez-Barrionuevo and Gutirrez-Gutirrez 2012). This is an effective approach as it allows the organisation to monitor the progress of the goals in an improved manner and thereby provide training or guidance to the employees. Moreover, with the conduction of the short meetings, the leaders are able to reduce the effort that is required during the reviewing of the annual organisational performance. The managers are able to review the achievement, development, setbacks, trainings that have occurred all over the years with the use of the annual performance review meeting (Goetsch and Davis 2014). This information can be further used to set the goals and the development plan for the upcoming year. Deliver regular constructive and positive feedbacks: The managers of Wal-Mart need to provide the employees with regular feedbacks though the one to one meetings. The employees are to be commended in front of their colleagues and peers. One of the other measures that the managers have to consider is noting down the performance of each employees during the conversation, so that there are concrete information to share with each other. Taticchi, Balachandran and Tonelli (2012) stated that the main aim of feedback is to analyse the behaviour and expectation of the employees so that the organisation do not dwell on undesirable behaviours. The regular check of the progress on goals of the employees will help to provide assistance and goals as per the requirement. Communicating and revisiting the performance expectation: An effective leader always communicates the standard of the performance and expectation of the organisation with the employees. The employees will thus be able to understand the difference between the behaviours that are acceptable and those that are not. Thus, the misunderstanding within Wal-Mart can be reduced effectively. The managers to gather the relevant information about the employees can use a multiple sources. The 360 degree feedback or the other survey tool can be used to complete and validate the observation about the employees (Genovese et al. 2014). Provide training: The leaders or the employees in Wal-Mart need to train the employees in such a way that the two communications is improved and strengthened to deliver the desired result and behaviour of the employees. In order to lay specific stress on a certain aspect of the employee performance, it is important to coach the employees. Moreover, the employees are to be advised about the issues of the performance management from before so that they are able to handle the issues in a better way. The leaders of Wal-Mart follow a democratic leadership where the employees are allowed to take part actively in the process of decision-making and the management of organisational performance. The leadership style is effective as it allows equal opportunity to all the employees to participate, exchange ideas freely. The ideas are respected and are often implemented in order to increase the participation rate of the employees and motivate them. However, there have been faults in the management system of Wal-Mart that have degraded the performance level of the organisation. The management style of the company has been considered to be outdated that further resulted in the failing of the customers. The large stores of the company do not seem to fit well in the urban areas although it had good sales in the rural areas (Forbes.com. 2016). The company is highly challenged by the competitors in the field of online retailing. Moreover, the customer service provided by the company to the cust omers was also of poor quality that caused a number of potential customers of Wal-Mart to switch to other brands. The business model of the company was surely to be blamed as the leaders of the company ineffectively designed it without addressing the issues that the organisation has been facing. The source of the issues was the lack of employee training within the company. It was suggested that the company needs to shut down for 24 hours in order to provide training session to the organisation. Nevertheless, it came up, as another challenge as the leaders of the company was unable to connect with the employees and the customers. The major problems regarding the management and the leadership occurred at the middle level of management. These managers try to execute their absolute power and could not consider the importance of simple aspects of the company such as customer service. There have been further arguments made against the organisational leadership of the company. The managers of the company have failed to keep up with the changes in the retail environment that lead to challenges in the operation of performance management (Giacalone and Rosenfeld 2013). On the other hand, the competitors of Wal-Mart such as Amazon kept selling more products in the market at a much lowe r product offered by Wal-Mart. The customers thus found it less necessary to purchase products from the company, as there were a number of online options open to the customers (Kaisler et al. 2013). The leaders were thus incapable to obtaining a proper knowledge about the market and thereby failed to align the organisational activity as per the needs of the market. Conclusion The successful result of the performance management program is greatly dependent on the organisation leadership. The good as well as the poor organisation leadership have a significant impact on the performance management and thereby affect the overall productivity of the business in the home country as well as in the international market. The managers of Wal-Mart face a number of issues while operating the performance management program within the organisation. The issues have a direct impact on the sustainability of the company in the international market. The issues further decrease the comparative advantage of the company that disturbed the position of the company in the market. The main reason that caused the issues in the organisation was the slow reaction of the company to the changes. There was also a rapid change in the business landscape of the company. The change in the organisational pattern, management, and the transformation became a permanent feature n the landscape of the business. The innovative technologies were increasing in the market while the company was unable to meet the changes required. To meet the challenges in the organisation, Wal-Mart needs to carry out the best practices for the organisation in a sophisticate manner in order to enhance the organisational change management. The performance management program in Wal-Mart thus needs to be improved by the leaders of the organisation by adopting new and effective strategies. The consideration as well as adaptation of the effective strategies will help to enhance the effectiveness of the management. However, it is further important for the managers to review the performance of the employees and organisation in a daily basis in order to ensure that the goals of the company are effectively addressed and the overall productivity of the company is increased. References Buckingham, M. and Goodall, A., 2015. Reinventing performance management. Harvard Business Review, 93(4), pp.40-50. Cascio, W.F., 2014. Leveraging employer branding, performance management and human resource development to enhance employee retention.Human Resource Development International,17(2), pp.121-128. Chhokar, J.S., Brodbeck, F.C. and House, R.J. eds., 2013.Culture and leadership across the world: The GLOBE book of in-depth studies of 25 societies. Routledge. De Waal, A., 2013. Strategic Performance Management: A managerial and behavioral approach. Palgrave Macmillan. DeNisi, A. and Smith, C.E., 2014. 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